SpendyWay
Illustration of the SpendyWay monthly overview on a phone: 1 240,50 TND safe to spend, an Add an expense button and this month’s plan by category.

Your money,
with a plan.

SpendyWay is a mobile app in the making. It turns your income, commitments and savings into a monthly plan, then keeps one number in view: what is safe to spend.

Talk to the team Take the tour

Coming soon to iOS and Android

The app, up close

  1. Safe to spend, at a glance

    The overview opens on one number: what is left after commitments, planned savings and spending so far.

  2. Add an expense in one tap

    Log spending the moment it happens. The plan keeps up, so the number stays honest.

  3. Bank loans, recorded

    Each loan keeps its lender, rate and remaining principal together in one list.

  4. Every instalment in view

    See the remaining principal and the mandatory monthly instalment. In this build, loans are not yet counted in what is safe to spend.

Illustrative screens from the app in development, with sample data. Drag the phone to turn it.

One number you can trust.

Income comes in. Commitments and savings are set aside first. Everyday spending is counted as it happens. SpendyWay does the arithmetic, so you always know what is safe to spend.

  • Commitments come off before you see a number
  • Savings are set aside by rule, not by leftovers
  • Every expense updates what is left

Try it on a sample month. The amounts are illustrative and nothing is saved.

A sample month

  • Income 3 200,00
  • Commitments −1 150,00
  • Savings rule
    Savings rule, share of income
    −480,00
  • Spent so far 4 expenses −329,50
    1. Groceries186,40
    2. Bus pass45,00
    3. Pharmacy38,10
    4. Coffee with friends60,00
Safe to spend

Safe to spend: 1 240,50 TND

A month, in three moves.

Planning and everyday spending, joined in one rhythm you repeat every month.

  1. Step 1 of 3

    Set the scene.

    Bring everything the month depends on into one place before a single expense.

    • Income sourcesEvery source, so the month starts from what you earn.
    • CommitmentsRent, bills and other fixed costs, set aside first.
    • Goals and a savings ruleEach goal with an amount, a due date and a priority.
    Savings, set aside first
  2. Step 2 of 3

    Plan before you spend.

    Turn income and commitments into one monthly budget you agree to up front.

    • Category budgetsGroceries, transport, everyday: each gets its amount.
    • Review and approveCheck the plan, then approve the month before it begins.
    • One number to spend fromSafe to spend, worked out from the plan you approved.
    Every category, its own amount
  3. Step 3 of 3

    Know where it goes.

    Keep the plan honest as the month moves, and learn from the months behind you.

    • Expense logSpending recorded by category, as it happens.
    • Planned against actualSee what remains in every category.
    • Past monthsLook back over previous budget periods.
    Planned against actual

Building a clearer financial everyday.

Platforms
iOS and Android
Status
In development

SpendyWay is a mobile app startup focused on personal finance: helping people connect what they earn, what they spend, and what they are planning for.

The product brings monthly planning and day-to-day tracking together, with room for savings, goals and financial commitments.

We welcome conversations with potential partners, investors and startup programs interested in the product and how it is being built.

A conversation could be the start.

Partnerships, investment, startup programs, or a question about SpendyWay.

Prefer your own email? contact@spendyway.com

Four quick answers 0%

What is it about?

Opens your email app with the message ready to send. Nothing is stored on this site.